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Studying is expensive, that's not a secret. After tuition fees have been paid, you'll also want to be able to enjoy your life as a student. To help you handle your finances as smart as possible, we have listed some useful do's and dont's for you.

Make a budgeting plan

DO take time to create an overview of your income and expenses. Understanding your expenses can help you make better financial choices. By the way, did you know that you can also pay tuition fees in instalments? Read more about it on  (in Dutch).

DON'T forget to stick to your budget plan. Use a handy app like , use piggy banks in your banking app, use a planner or (phone) notes to keep everything clear.

Setting priorities

DO set priorities by identifying what your essential expenses are and which ones you can save on. For instance, have you considered canceling unnecessary subscriptions?           

DON'T make impulse purchases without asking yourself if you really need them.

Get creative and make savings fun

DO unleash your creativity by upcycling old furniture and DIY projects. Or discover stylish second-hand items in one of Utrecht's many thrift shops. Visit local markets for affordable fresh products and cook your own meals.

DON'T always go to the supermarket, instead explore some other options. Supermarkets are convenient yet often expensive. Try the app for great deals.

Benefit from student discounts

DO take advantage of your student card, in many places you can get discounts as a student, think cinemas, museums, restaurants, gyms and shops.

DON'T forget to always carry your student card with you. Nowadays that's super easy since you can get a digital version of your card in the .

Save on study materials

DO save on study materials by borrowing books from the university library, from senior students or buy them through your study association. You can also use the online versions of study materials.

DON'T buy everything new, especially when you can also opt for second-hand options.